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Investment Return Calculator

Calculate your ROI, annualized return, and total profit on any investment. Compare against savings accounts, bonds, and the S&P 500.

Investment Details
$
$
years
0.5 yr30 yrs
$
Your Returns
0%
Total Return on Investment (ROI)
$0
Total Profit
0%
Annualized Return
$0
Final Value
0x
Money Multiplier
How does it compare?
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How to use the investment return calculator

1

Enter your investment

Input your initial investment amount, the final value, and how long you held the investment.

2

See your ROI

Instantly see your total return, annualized return, total profit, and how much your money multiplied.

3

Compare benchmarks

See how your investment return compares to savings accounts, bonds, and the historical S&P 500 average.

Frequently asked questions

What is ROI?
Return on Investment (ROI) is the percentage gain or loss on an investment relative to its cost. It is calculated as (Final Value - Initial Cost) / Initial Cost × 100. A 50% ROI means you gained half your original investment back as profit.
What is annualized return?
The annualized return (also called CAGR — Compound Annual Growth Rate) converts a total return into a yearly rate, making it easy to compare investments held for different time periods. It accounts for the compounding effect over time.
What is a good ROI?
The S&P 500 has historically returned about 10% annually before inflation. A good ROI depends on the investment type and risk level. Real estate averages 8-12%, bonds 2-5%, and savings accounts 4-5% currently.
Is this calculator free?
Yes — completely free with no account or signup required.